404 FUND

404 FUND

We see what others miss

We see what others miss

We see what others miss

Our Portfolio

Our Portfolio

Our Portfolio

Are you building the next big
thing in fintech? Let's talk.

Are you building the next big
thing in fintech? Let's talk.

We are a venture capital fund focused exclusively on financial technology in North America (primarily the US and Canada).

We invest across stages from Pre-Seed to Seed rounds in the fintech sector

We are a venture capital fund focused exclusively on financial technology in North America (primarily the US and Canada).

We invest across stages from Pre-Seed to Seed rounds in the fintech sector

OUR TEAM

OUR TEAM

OUR TEAM

We're a team of ex-founders & industry veterans

Our team blends deep experience in institutional trading, quantitative research, and software development.

Shavayiz is a 10x founder with two exits and is leading 404Fund's investments in fintech startups, focusing on identifying breakthrough opportunities at the intersection of financial systems and technology. His deep expertise in quantitative finance, software engineering, and managing multi-million dollar long/short equity portfolios guides the fund's strategic direction. Prior to founding 404Fund, Shavayiz served as the Lead Quantitative Researcher & Developer at Generation, a hedge fund based out of Toronto, Canada. Before this, he was an Institutional Trader.

Shavaiz Malik

Founder & General Partner

Shavayiz is a 10x founder with two exits and is leading 404Fund's investments in fintech startups, focusing on identifying breakthrough opportunities at the intersection of financial systems and technology. His deep expertise in quantitative finance, software engineering, and managing multi-million dollar long/short equity portfolios guides the fund's strategic direction. Prior to founding 404Fund, Shavayiz served as the Lead Quantitative Researcher & Developer at Generation, a hedge fund based out of Toronto, Canada. Before this, he was an Institutional Trader.

Shavaiz Malik

Founder & General Partner

Shavayiz is a 10x founder with two exits and is leading 404Fund's investments in fintech startups, focusing on identifying breakthrough opportunities at the intersection of financial systems and technology. His deep expertise in quantitative finance, software engineering, and managing multi-million dollar long/short equity portfolios guides the fund's strategic direction. Prior to founding 404Fund, Shavayiz served as the Lead Quantitative Researcher & Developer at Generation, a hedge fund based out of Toronto, Canada. Before this, he was an Institutional Trader.

Shavaiz Malik

Founder & General Partner

Dhruv brings deep institutional trading expertise and fintech investment experience to 404Fund. As an investor at a leading FinTech VC, he analyzed 200+ startups and helped close $35M+ in Seed–Series A deals. He has overseen $470M+ in assets focused on high-conviction growth opportunities across the Tech and Consumer sectors, leveraging both quantitative and fundamental research. His extensive experience managing multi-million dollar long/short equity portfolios and deep exposure to institutional trading and infrastructure assets provides crucial insights for 404Fund's investment strategy.

Dhruv Bansal

Principal

Dhruv brings deep institutional trading expertise and fintech investment experience to 404Fund. As an investor at a leading FinTech VC, he analyzed 200+ startups and helped close $35M+ in Seed–Series A deals. He has overseen $470M+ in assets focused on high-conviction growth opportunities across the Tech and Consumer sectors, leveraging both quantitative and fundamental research. His extensive experience managing multi-million dollar long/short equity portfolios and deep exposure to institutional trading and infrastructure assets provides crucial insights for 404Fund's investment strategy.

Dhruv Bansal

Principal

Dhruv brings deep institutional trading expertise and fintech investment experience to 404Fund. As an investor at a leading FinTech VC, he analyzed 200+ startups and helped close $35M+ in Seed–Series A deals. He has overseen $470M+ in assets focused on high-conviction growth opportunities across the Tech and Consumer sectors, leveraging both quantitative and fundamental research. His extensive experience managing multi-million dollar long/short equity portfolios and deep exposure to institutional trading and infrastructure assets provides crucial insights for 404Fund's investment strategy.

Dhruv Bansal

Principal

A 29-year capital-markets veteran who has repeatedly built billion-dollar trading and asset-management franchises from the ground up. After leading equity-derivatives desks for Citi and Merrill Lynch in London and New York, he returned home to spearhead equity-derivatives and structured-products businesses at Canada’s largest banks - scaling one desk from zero revenue to $350 million in annual P&L within five years. Today, he serves on the board of a leading financial regulatory authority, helping to craft the very rules that shape the industry. An inspirational leader known for hiring and retaining top-tier talent, he combines deep expertise in multi-asset trading, hedge-fund investing, and risk architecture with a proven knack for forging consensus across front-office, control, and support teams. His track record of transforming complex ideas into profitable, scalable businesses makes him an invaluable compass for our founders and investors alike.

To be Announced

Advisory Board

A 29-year capital-markets veteran who has repeatedly built billion-dollar trading and asset-management franchises from the ground up. After leading equity-derivatives desks for Citi and Merrill Lynch in London and New York, he returned home to spearhead equity-derivatives and structured-products businesses at Canada’s largest banks - scaling one desk from zero revenue to $350 million in annual P&L within five years. Today, he serves on the board of a leading financial regulatory authority, helping to craft the very rules that shape the industry. An inspirational leader known for hiring and retaining top-tier talent, he combines deep expertise in multi-asset trading, hedge-fund investing, and risk architecture with a proven knack for forging consensus across front-office, control, and support teams. His track record of transforming complex ideas into profitable, scalable businesses makes him an invaluable compass for our founders and investors alike.

To be Announced

Advisory Board

A 29-year capital-markets veteran who has repeatedly built billion-dollar trading and asset-management franchises from the ground up. After leading equity-derivatives desks for Citi and Merrill Lynch in London and New York, he returned home to spearhead equity-derivatives and structured-products businesses at Canada’s largest banks - scaling one desk from zero revenue to $350 million in annual P&L within five years. Today, he serves on the board of a leading financial regulatory authority, helping to craft the very rules that shape the industry. An inspirational leader known for hiring and retaining top-tier talent, he combines deep expertise in multi-asset trading, hedge-fund investing, and risk architecture with a proven knack for forging consensus across front-office, control, and support teams. His track record of transforming complex ideas into profitable, scalable businesses makes him an invaluable compass for our founders and investors alike.

To be Announced

Advisory Board

A seasoned investment executive based in Toronto, our prospective advisor currently serves as Managing Director at a leading independent Canadian investment bank. In this role he spearheads strategic-growth initiatives, cultivates key client relationships, and oversees several internally managed, factor-based equity mandates. Beyond public-markets leadership, he brings deep experience in venture and private-company finance. He has raised multiple millions for early-stage consumer and technology start-ups, guiding several to C$15–20 million in annual recurring revenue. Earlier, he co-founded a diversified technology acquisition platform inspired by the Constellation Software playbook, securing C$50 million in initial capital and serving as founding CEO through its scale-up phase. His track record also includes launching and running a systematic, momentum-driven hedge fund and later co-managing more than C$3.7 billion in equity portfolios at one of Canada’s largest bank-owned asset managers. Collectively, these experiences give him a 360-degree view of capital markets—from seed funding to institutional portfolio management—making him an invaluable strategic partner for our venture fund.

To be announced

Advisory Board

A seasoned investment executive based in Toronto, our prospective advisor currently serves as Managing Director at a leading independent Canadian investment bank. In this role he spearheads strategic-growth initiatives, cultivates key client relationships, and oversees several internally managed, factor-based equity mandates. Beyond public-markets leadership, he brings deep experience in venture and private-company finance. He has raised multiple millions for early-stage consumer and technology start-ups, guiding several to C$15–20 million in annual recurring revenue. Earlier, he co-founded a diversified technology acquisition platform inspired by the Constellation Software playbook, securing C$50 million in initial capital and serving as founding CEO through its scale-up phase. His track record also includes launching and running a systematic, momentum-driven hedge fund and later co-managing more than C$3.7 billion in equity portfolios at one of Canada’s largest bank-owned asset managers. Collectively, these experiences give him a 360-degree view of capital markets—from seed funding to institutional portfolio management—making him an invaluable strategic partner for our venture fund.

To be announced

Advisory Board

A seasoned investment executive based in Toronto, our prospective advisor currently serves as Managing Director at a leading independent Canadian investment bank. In this role he spearheads strategic-growth initiatives, cultivates key client relationships, and oversees several internally managed, factor-based equity mandates. Beyond public-markets leadership, he brings deep experience in venture and private-company finance. He has raised multiple millions for early-stage consumer and technology start-ups, guiding several to C$15–20 million in annual recurring revenue. Earlier, he co-founded a diversified technology acquisition platform inspired by the Constellation Software playbook, securing C$50 million in initial capital and serving as founding CEO through its scale-up phase. His track record also includes launching and running a systematic, momentum-driven hedge fund and later co-managing more than C$3.7 billion in equity portfolios at one of Canada’s largest bank-owned asset managers. Collectively, these experiences give him a 360-degree view of capital markets—from seed funding to institutional portfolio management—making him an invaluable strategic partner for our venture fund.

To be announced

Advisory Board

We don’t chase hype. We back the builders — the quiet killers, the ones solving painful, overlooked problems with real edge and zero theatrics. If you're rebuilding the financial stack with conviction, clarity, and unfair technical skill, we want to meet you before the world wakes up.

Interests

Interests

Interests

Our themes of interests

Our themes of interests

We stand out from most VC firms because we have more than a decade of experience investing in startups, helping them find PMF & scale healthily.

We stand out from most VC firms because we have more than a decade of experience investing in startups, helping them find PMF & scale healthily.

Fintech 404

Fintech 404

Fintech 404

INSIGHTS, THOUGHTS, TRENDS & TIPS

INSIGHTS, THOUGHTS, TRENDS & TIPS

Stay on the pulse of the latest trends in the fintech industry

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  • REACH OUT

  • GET IN TOUCH

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  • LET'S TALK

  • REACH OUT

  • GET IN TOUCH

Get In touch with us

We're excited to connect with you! Fill out the form below and we'd get back to you as soon as possible!

Subscribe to our newsletter